persons name

Atlanta Home Loan Team

(678) 578-7604

ATLLoanTeam@cmghl.com

Meet Atlanta Home Loan Team

A successful mortgage requires a team effort.  The Atlanta Home Loan Team is a cohesive team of mortgage professionals committed to providing you with a smooth and guided mortgage experience from beginning to end.  Under the hands-on leadership of Chadwick Wade, this tightly knit group initiates and shepherds every application with extreme diligence and open communication.  Our goal is to attract our clients upfront with our low interest rates and closing costs and then wow them with our  raving fan customer service.  We understand there is a lot riding on the successful financing of your home.  The Atlanta Home Loan Team would be honored to help you and we are ready to guide you through your mortgage experience.

Learn More »

Did you Know? We Have Options

Did You Know?  We Have Options The Atlanta Home Loan Team at Cornerstone Mortgage Group offers a variety of different mortgage options. Recently, we've received feedback that some of our clients, as well as business partners, were unaware of all the services we offer. With that in mind, here's a brief run-down of some ...
Read More...

Mortgage Rates Hit 2017 Lows

I have some important news I want to share with you. Mortgage interest rates are currently at 2017 lows, so it is a good time to look into a refinance. Below are a few reasons to refinance: 1. If you have a 30 year fixed mortgage and your interest rate is 4% or above let me know and I'll see if we can get you a lower interest rate. Most of t ...
Read More...


Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
Read More...

Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
Read More...


What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
Read More...

Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
Read More...


Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
Read More...

What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
Read More...


Understanding the FHA Mortgage Insurance Premium (MIP)

* Disclaimer – all information in this article is accurate as of the date this article was written * The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage Insurance Premiums associated with FHA loans: 1.  Up Front Mortgage Insurance ...
Read More...

First-Time Home Buyer Credit Checklist

Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do's and Don'ts to keep in mind throughout the mortgage approval proce ...
Read More...